Последните няколко капки експертност в КФН
Вакантните постове на ръководители на застрахователния и инвестиционния надзор също ще бъдат попълнени от лоялни кадри без опит
Всяка делнична вечер получавате трите най-четени статии от деня, заедно с още три, препоръчани от редакторите на "Капитал"
Финансовият надзор е сложна материя, която изисква комбинация от качества. От една страна, хората начело на важните регулатори трябва да са експерти, разбиращи все по-сложните практики и закони в областта. От друга, трябва да имат нужната смелост, морал и енергия да ги прилагат спрямо компании и групи със сериозни интереси и ресурс да ги реализират. А освен това трябва да имат и гарантирана независимост, за да не се огънат под корпоративен и политически натиск.
Последните назначения по върховете на Българска народна банка (БНБ) и Комисията за финансов надзор (КФН) трудно може да се приеме, че покриват цялостно този списък критерии. Преди две седмици начело на последната беше избран Бойко Атанасов - бивш директор на НАП, който до катапултирането му в КФН в края на 2017 г. нямаше пряк досег с финансовите пазари. Сега неговите номинации за овакантените постове на двама ресорни зам.-председатели също са лица с профил по-скоро на политически лоялни кадри, отколкото на експерти. Неговото предложение е застрахователният надзор да бъде поверен на бившата му подчинена Илиана Христова, която е директор на ТД на НАП - София, а инвестиционният надзор да бъде поет от Мария Филипова, която от около година е председател на Държавната комисия по хазарта.
Статиите от архива на Капитал са достъпни само за потребители с активен абонамент.Абонирайте се
Възползвайте се от специалната ни оферта за пробен абонамент
2 лв. / седмица за 12 седмици * Към офертата
* Aбонамент за Капитал - 2 лв./седмица през първите 12 седмици, а след това - 7.25 лв./седмица. Абонаментът Ви ще бъде подновяван автоматично и таксуван на месечна база. Може да прекратите по всяко време. Само за нови абонати, физически лица.
Важна е партийна та лоялност и изпълнението на поръчките.
Дъжд от бонзи и калинки, мила моя майно льо!! #ГОРБ - Граждани за Орбанизиращо Разграбване на България. Амин!!!
- check german , italy , austrian banks for money laundering. check all huge derivatives of eu and usa banks , deutsche bank , not to risk everything the last time in organized manner as many derivatives are not included in balances .
- sovereign debt is unsustainable soon when refinanced, loss 1 trillion for 1% yield increase
- so italy is trying to cheat for last time on financial markets deutsche banks is splinting to bad investment bank and good commercial bank nor capable to merge as probably it is over.
- italy and german banks are gambling with the milk of your kids at this stage with support of ecb , ec ,ep . italy banks are losing deposits ( as german ) and buying sovereign debt that may reach 100 bn per month . for some 200- 400 bn liquid money , from may bond buying , without target 2 , liquidity ends in 2 months.
- where are the bad credits some 25 % in cee corporate.
- so german and italian banks are afraid of re-estimation of their assets.
- banks to be bailed in for missing deposits, 20 bn value may be expectation of plus 40 to minus 260 bn in 10 years with ½ probability.
- eurozone is falling apart for target 2. italy and spain do not want to return 1 trillion for leaving abroad deposit refinancing . germany does not agree to pay the trillion it provided, but instead everyone should pay it as ecb print a trillion money to return to germany.
- require deposit rationing in eu now as leaving deposits from italy , spain cause target 2 from germany to hit 1 trillion . not you to pay for left deposits with yours , with 160 % to gdp debt , italy cannot even guarantee small deposits.
- search who is behind politicians in eu , usa. ask merkel for crashes in public and trains that are correlated with politicians losing trust in bg, de , fr, swiss and peg, austria and bad debts, eastern europe and de investments. does de , fr influence it, es, gr , cee politicians?
- costs for refinancing leaving deposits will be paid by you. there are some trillion loss for some trillion deposits left and most europeans realize such connection as the schauble went in the parliament for immunity?
- merkel runs from responsibility for now as there is debt of some 1 trillion dollars austria cannot service well invested mainly in cee, also some 1 trillions target 2 given to other eu countries to substitute leaving deposits difficult to collect back , as well as germany banks lost a lot of deposits that the next government has to admit together with a lot of illegally printed money by ecb that lead to hyperinflation spiral.
- eu politicians say no one is punished lately in us, eu. check antoin murphy history of economic thought to see if some 30% of financial eu ministers are punished with big history data.
- no one else will buy recklessly junk bonds to collect them with force so eu will fall apart without merkel , so the circles behind her push her strongly to be premier to keep their share bubble and wealth and all others run away to support her or take responsibility of reckless investments and loans she is so confused and greedy that may expect even i to pay them.
- deposits leaving eu banks , rationing is coming in eu. usa may steal them ,so diversify. see how eur declines 25 % in currency crisis and ecb bluffs with interventions these days.
- see low prices of banks in eu as proof for trillions of assets. main loss is coming from bad loans in eastern europe some of the greatest in the world and bad prospects for growth in eu due to high government debts and wage rigidities.
- require deposit rationing from drag hi, as his friends will try to take complete deposits abroad and the loss will be paid by you.
- ecb bluff for growth and election changes in france , germany does not work. . . .
- bundesbank's target2 claims increase a lot to some 0.97 trillions at end 2018 according to monthly updated by them website where you can also see time series as germany should not be able to provide much more means for mainly spain , italy but also portugal , greece banks in trouble to cover for their non reversible process of leaving deposits you may find on line.
- follow austrian banks telecoms as eu tries to sell lemons first. greek banks are bankrupted with assets in eastern europe , austrian banks work in the same region and their banks and telecoms data may be cheated . -
- ask them until when they will endanger the health of my family for the facts i reveal that endangers their financial markets forever. my family was moderately poisoned these days to scare me not to write here.
- i do not have copy rights so distribute in eu on line editions carefully.
- follow also for illegal activities as money washing austrian banks and telecoms.
- follow ebrd , the funds that cover eu sovereign bonds.
- ask merkel and drag hi , wiedemann, conte if the bridge catastrophe and the gas explosion in italy bologna aims to threaten italy to continue taking debts on target 2 , so merkel and drag hi , wiedemann bank friends continue to gamble on stocks. there are 7 bulgarian kids victims.
FREE BOOK ONLINE RAY DALIO A Te m p l a t e For Understanding BIG DEBT CRISES is A MUST READING FOR UNDERSTANDING CONTEMPORARY ECONOMY. HE DIVIDES THE ECONOMIES IN TWO GROUPS OF HIGH DEBT CONTEMPORARY COUNTRIES WITH AND WITHOUT EXTERNAL DEBT. IN COUNTRIES WITHOUT EXTERNAL DEBT, THE DEBT CREATES BUBBLES THAT NOW ARE HUGE WITH THE HIGHEST EVER DEBT / GDP RATIO IN USA OVER 1929. THAT WILL LEAD TO DEPRESSION THAT COULD HAVE STARTED IN 2009 BUT SINCE THEN THERE IS NO DELEVERAGE. FED ASSUMES STRONG HYPER INFLATIONARY RISKS WITH 2 TRILLIONS IN SAFES FROM QE AND HIDDEN ILLEGAL PRINTING FOR 50% INFLATION SHARP TO SUSTAIN STOCK , HOUSING AND BOND BUBBLE IN FEAR OF SURE CRASH THAT WILL DELETE THEIR WEALTH. THAT WILL CREATE FIRST MOVEMENT TO POPULIST LEFT OR RIGHT, BUT TO NORMALIZE THE DISTRIBUTION OF WEALTH A CIVIL WAR WILL FOLLOW. VERY SOON THE DEPRESSION AND BUBBLE END WILL START IN USA IF FED DOES NOT PRINT HUGE HIDDEN ILLEGAL TO HYPER INFLATION. IN ECONOMIES WITH EXTERNAL DEBT , THERE IS STRONG RISK OF HYPER INFLATION , SO THEY DO NOT PRINT. VERY OFTEN THE BUBBLES BURST WILL CAUSE THE CURRENCY BOARD TO END SIMILAR TO USA IN 1929 , THAT MAY BE THE CASE FOR BULGARIA FOR EXAMPLE WITH RECKLESS TOTAL FOREIGN DEBT OF BNB OF 66% /GDP. THE CURRENCY THE STOCKS THE GDP DECLINE SHARP . YOU SEE TURKEY , ARGENTINA, BRAZIL , OTHERS AS EXAMPLES OF DEBT CRISES WITH FOREIGN DEBT. SO READ THE BOOK AS A MUST . FOREIGN CURRENCY COUNTRIES WILL NOT PRINT FURTHER MONEY SO THE CRISIS WILL START FROM THEM FOR SURE , THOUGH USA GOT AFRAID AND PRINTED ILLEGAL AGAIN. LOOKS LIKE COMMON MONETARY POLICY AND MANY COUNTRIES OVER PRINTED FOR BUBBLE AND INFLATION THAT WILL LEAD TO CRISIS SOON AS MONETARY ILLUSION DISAPPEARS.250 trillion total debt in world. There is no deleverage to GDP but increase OF DEBT SO CRASH FOLLOWS SOON.
- see how Deutsche bank capitalization on ft disappear fast.
- check Deutsche bank huge derivatives not to lose all 2 trillion deposits as they are not reported and the last time one always deviates
- publish your research
- ask the new CDU Germany leader Kramp that is prepared now for premier on her opinion for deutsche and commerz bank pending bankruptcies with tricky questions to verify her intellectual abilities , her opinion on war and random killings with political interests for DE investments , and if she is ready to provide genome test to verify she is normal for premier.
- Austrian bank to be checked if they take money from big budget deficits in Serbia, Croatia and other countries in the region to survive
- check Germany , Austria , Italy banks for money laundering as they have a lot of bad credits and there are some big investigations now
- So check for money laundering form Slim, A1 low website visits how are explained in Austria and Bulgaria , other countries compared to competitors
- all Soros students from Central European University control the Governments in CEE, Balkans
- Many of them manipulate the financial markets in CEE and world and are full with dirty important information
- The end of this mafia is very close so start to investigate critically all their deals , capital , meetings and messages.
- CEE Central Banks, Governments , Big Business are with control, as CEU students and play together on Tetra and telecoms
- check Deutsche bank, Unicredit , Austrian banks loans and investments , especially in CEE region not to cheat you. Nobody will bail out these banks so deposits leave abroad from Germany , Italy , Austrian are with loans from them for 200 bn.
- To hide bad credits in CEE and Balkans for Austria companies , the shares of Raiffeisen , Telekom Austria are hold by single families not to decline
- in Bulgaria example , leaving people abroad because of Government and Central Bank, and debt crisis delete all capital
- some 0.5 bn electricity market in BG , only10 bn reactor investment that bankrupted the american company owner and producer
- all BG telecoms are non profitable or with deleted EBITA
- check Austria GDP not to include all external product
- 31 % of buildings are empty in Bulgaria
- bulgarian banks have some 20% corporate bad loans , similar for 33bn external debt out of some 45 bn GDP
- many BG mall were sold on sale
- two major retailers left BG, others are without profit
- Bulgaria National Bank and Governments released to the world all the information how the 1% bribe them similar to other nations inc. US EU
- Ask them all these questions publicly for proof in court
- They closed tens of trillions in the world of world mafias that create bubbles in stocks, housing, bonds. Currencies also decline spectacularly vs USD
- CEE top 500 companies are only 1% from USA stock capitalization. Observe how EU US mafias are responsible as Bulgaria is only 0.25% of EU